National Security Concept of Mongolia 3.2.2.4. Make foreign investments instrumental in increasing competitiveness, financial and managerial efficiency, introducing new technologies and defining long-term development goals. 3.2.2.5. Decrease excessive dependency on foreign trade transit transportation and as a land-locked country negotiate mutually beneficial long-term bilateral or trilateral agreements with the two neighboring countries. Create conditions to have access to sea ports for export of goods onto world markets, organize transportation routes to sea-ports and increase the flow of transit transportation across the territory of Mongolia. 3.2.3. Budget and Finances Sector Security 3.2.3.1 Ensure economic security and develop a healthy sustainable and well-disciplined financial sector supporting long-term national growth and development. 3.2.3.2 Government borrowing shall be directed to real economic sectors and shall be sufficient and proportionate as to ensure financial security. 3.2.3.3 Maintain national foreign exchange and gold reserves at a level not less than the amount of annual import requirement. Undertake long-run measures to increase foreign reserves and improve their management. 3.2.3.4 Increase monetary policy efficiency to improve purchasing power and convertibility of the national currency and maintain its stability. Use the national currency only for all domestic payment and settlement transactions and maintain a percentage and volume of the national currency on the domestic currency markets at a proportionate level. 3.2.3.5. Establish an inter-bank risk fund to reinstate the principle that the state rejects any reimbursement of losses caused by financial institution wrongdoing. 3.2.3.6. Put in place a system of monitoring major foreign and domestic payments and 10 / 33