As in many regions, Internet Relay Chat (IRC) servers, hacker forums, and other channels are used to buy and/or sell credit card information, crimeware kits, and other personally identifiable information (PII). Forum posts related to cybercriminal activity are also common. In contrast to global norms, cybercriminals in Latin America use common money transfer services to pay for cybercriminal goods and services. Since this can lead to identification by authorities, cybercriminals hire mules to conduct transactions. In addition, systems like Webmoney are becoming much more widely used, as evidenced by expanding international collaboration between cybercriminals operating in Latin America and Eastern Europe. PAGE 15 | Latin American and Caribbean Cybersecurity Trends and Government Responses