Artificial Intelligence (AI) (including Deep Learning), Big Data, 5G mobile services and others for social and economic benefits. Financial Services xxvi) INTERNET BANKING ESTABLISHED Establish Internet banking so that all customers can make payments, check account balances and make international transfers wherever they may be. (Note that EFTPOS services are already potentially available to any merchant with an Internet connection.) xxvii) UNIVERSAL COVERAGE OF MOBILE SERVICES Mobile money and similar services to be available throughout Kiribati. 8. Development and Strategies This section details the main current strategies and plans as the next steps to achieving the goals detailed in the previous section. 8.1 Outer Islands Project Progress the project that will provide Government-owned infrastructure (through BwebwerikiNet Ltd (BNL)) on the Outer Islands for the delivery of mobile and Internet services. Implement the PPP arrangement with the winner of the tender to provide these services. 8.2 East Micronesia and Kiritimati Submarine Cables Implement the projects for the construction of international submarine fibre-optic cables linking Tarawa and Kiritimati to the global submarine cable network. The East Micronesia Submarine Cable (EMSC) will link Tarawa and Nauru to an international gateway on Pohnpei Island in the Federated States of Micronesia or Guam. Kiritimati will have a spur on the Southern Cross NEXT cable. The new company, BwebwerikiNET Ltd (BNL), established in 2017 will own these facilities on behalf of the Government of Kiribati. 8.3 E-Government Project and Government ICT Establishment of Government Network (GWAN) Establishment of a government data centre and disaster recovery solution Develop ICT applications for socio-economic development, over and beyond the development of supporting infrastructure for those applications Provide beneficial ICT applications such as e-Governance, e-Health, e-Education and e-Agriculture, among others Exploit the untapped potential of information technologies to transform our government services, making them more user-friendly, more effective, more efficient, more dependable and more readily accessible to the entire population of Kiribati. Kiribati National ICT Policy 2019 19