existing rules for the implementation of monetary policy. Unification of the regulation of foreign exchange, banking and insurance operations will be actively pursued, in accordance with the Concept of the formation of the common financial market of the EAEC. 3.6.1.5. It is necessary to develop financial mechanisms for attracting and managing the accumulation of the population. An insignificant part of these savings is used in the banking system in the form of deposit deposits. Most of the deposits have the status of "on demand", respectively, these funds are not used by banks for long-term reinvestment in other projects. In this connection, the Government and the National Bank of the Kyrgyz Republic need to take measures to capitalize banks and increase the level of public confidence in the banking system and expand the network of financial and credit institutions. The National Bank of the Kyrgyz Republic together with the non-banking sphere needs to expand its powers to ensure the greatest availability of funds for the population. Work is needed to reduce the level of rates on borrowed funds. 3.6.2. Insurance activities 3.6.2.1. in the insurance market of the Government policy will be continued and expanded in terms of export insurance obligatory and voluntary insurance plans to develop and differentiate at the legislative level to create new market niches. 3.6.2.2. Work Program lines of compulsory insurance of property and vehicles will be brought to its logical conclusion. It is supposed that the insurance will be linked with security from natural emergencies. 3.6.2.3. Work will be carried out on budgetary support of the insurance market. 3.6.2.4. To ensure equal competition in the market, the Government will introduce new regulatory instruments. 3.6.3. Stocks and bonds market 3.6.3.1. It is necessary to activate the stock market and create an effective mechanism for accumulating investment, turning them into a source of additional income for the population. The government will motivate the accumulation of citizens aimed at acquiring securities. Caring for shareholders of public companies and protecting their interests will be the basis for the development policy of the securities market. 3.6.3.2. The government to expand the mortgage program initiates the issue of mortgage bonds and their sale in the stock market with due regard to macroeconomic risks. 4. Development of strategic sectors of the economy 4.1. Agro-industrial sector 21