6.2.9 FINANCIAL SYSTEMS INFRASTRUCTURE To ensure all Somalis can become full network citizens they also require reliable access to affordable carrier neutral and interconnected funds transfer and e-payments platforms. This in turn requires that mobile banking and finance regulations be updated to ensure the industry complies with current international best practice. Digital financial systems and policies for their use are required to ensure inclusion of all citizens. 6.2.10 SUPPORTING STRATEGIES 1. Develop a general information management and decision support system the maps all infrastructure locations. Processes for timely submission of data by licensees would also be needed. 2. Champion the rapid deployment of affordable reliable energy supplies, critical for the ICT industry 6.3 UNIVERSAL ACCESS TO VOICE AND BROADBAND INTERNET SERVICES Lack of affordability and limited coverage are among the chief constraints to greater uptake of ICT services by the public. To help ensure everyone in Somalia has affordable access to ICTs it will be necessary to significantly reduce the cost of access and increase coverage. This will require increased competition in the sector combined with infrastructure sharing to drive down prices, supported by a combination of private and public funds to build out the network into the remote and underserved areas. In addition special attention will need to be given to vulnerable and disadvantaged populations such as women, isolated rural dwellers, those with disabilities and the poor. Community-based initiatives to self-provide infrastructure can also be an option. A Universal Access Strategy needs to be developed to support initiatives where needed that ensure that voice and Internet access is available to every Somali citizen, including through the provision of affordable public access through Wifi hotspots and public access facilities where needed, especially in rural areas. POLICY OBJECTIVES 1. Affordable voice and broadband is becomes available to all Somali people based on agreed affordability and coverage targets 2. Use of voice and broadband services contributes to development and national transformation. 27