9 Freedom of Information Act, 2018 - 6. (1) Subject to subsection 2, a body shall refuse to indicate whether or not it holds a record, or refuse to communicate information, where to do so would involve the unreasonable disclosure of personal information about a natural third party. (2) Subsection (1) does not apply if: (a) the third party has effectively consented to the disclosure of the information; (b) the person making the request is the guardian of the third party, or the next of kin or the executor of the will of a deceased third party; (c) the third party has been deceased for more than 20 years; or (d) the third party is or was an official of a public body and the information relates to his or her function in that capacity. 27. Legal privilege. (1) A public body shall refuse to indicate whether or not it holds a record, or refuse to communicate information, where the information is privileged from production in legal proceedings, unless the person entitled to the privilege has waived it. (2) A public body shall refuse to communicate official Government legal opinions. 28. Commercial and confidential information. (1) A public body shall refuse to communicate information if: (a) the information was obtained from a third party and to communicate it would constitute an actionable breach of confidence; (b) the information was obtained in confidence from a third party and: (i) it contains a trade secret; or (ii) to communicate it would, or would be likely to, seriously prejudice the commercial or financial interests of that third party; or (c) the information was obtained in confidence from another State or international organisation, and to communicate it would, or would be likely to, seriously prejudice relations with that State or international organisation. (2) Subject to the provisions of the Banking Act, No. 1 of 2015, the Financial Services Regulation Commission Act, Cap. 21.10 or any other relevant legislation, a public body shall not communicate information concerning bank supervision. 29. Health and safety. (1) A public body may refuse to indicate whether or not it holds a record, or refuse to communicate information, where to do so would, or would be likely to, endanger the life, health or safety of any person. (2) A public body shall refuse to communicate information from, regarding or concerning medical files.